Mortgages
Buy with confidence. Refinance with clarity.
Fixed-rate stability or adjustable-rate flexibility — Sterling Meridian's mortgage specialists help you choose what fits your decade, not just the moment.
Speak with a mortgage specialist
30-Year Fixed Rate
Predictable payments for the life of your loan. Ideal for long-term owners who value steady cash flow.
6.45%APR (example)
15-Year Fixed Rate
Pay off faster and accrue substantially less interest. A favorite for refinances.
5.85%APR (example)
5/1 Adjustable Rate
Lower introductory rate fixed for 5 years, then adjusts annually. Best when you expect to move or refinance.
6.10%APR (example)
First-Time Buyer Program
Down payments as low as 3% with educational support from a Sterling Meridian banker.
- •3% minimum down
- •Closing-cost assistance
- •Dedicated specialist
Jumbo Mortgages
Financing for homes above conforming loan limits, structured for high-balance borrowers.
- •Loans above $766k
- •Custom underwriting
- •Portfolio held in-house
Refinance & Cash-Out
Reduce your rate, shorten your term, or unlock home equity for life's larger needs.